Garage auto insurance is a type of insurance that protects garage owners and mechanics against claims related to damage caused to customers' cars during storage, use, or repair. This insurance covers claims relating to work carried out by garages and mechanics.

If such a claim is made against an insured garage, the insurance covers the legal costs and indemnities for which the garage is legally liable. This coverage is typically required by customers, and can help protect garages from the significant financial costs that can arise from liability claims.