Equipment breakdown insurance is a type of insurance that protects businesses against financial loss arising from sudden and accidental breakdowns and failures of equipment, such as production equipment, machinery, and computer systems. This coverage can help cover the cost of repairing or replacing damaged equipment, as well as loss of income resulting from the cessation of business activities. 

If an insured company suffers an equipment breakdown, insurance can help cover the associated costs and minimize financial losses. Insurance coverage for equipment failure is a valuable addition for businesses that rely heavily on their equipment to operate.